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Release of the Banks performance results for the first nine months of 2013

20. 11. 2013

The operations of Deželna banka Slovenije d. d. in the nine months of 2013 were successful. The Banks operating profit before impairments and provisions was up to EUR 7,447 thousand (1–9 2012: EUR 6,452 thousand), profit after tax in the reported period amounting to EUR 12 thousand.

The Banks capital adequacy improved in 2013, totalling 11.78% at the end of September (31 December 2012: 11.47%).

The Banks most important and stable source of funding, assets collected from the retail segment, increased by 3% in the nine months to September. The intentional decrease in exposure toward the banking sector was followed by a 1% decrease in total assets, the latter totalling EUR 859,914 thousand at the end of September. The optimised balance sheet structure resulted in an interest margin of 2.50%, which is substantially above the banking system average and an improvement from the same period last year.

Loans to retail customers, corporate customers and the state were up 6%. Net impairments and provisions amounted to EUR 7,418 thousand, down 9% compared to the period 1–9 2012.

The Banks economy of operations increased further in the nine months to September, testified by the lower operating costs; they decreased by EUR 1,074 thousand from the same period last year.

The Banks performance results for the first nine months of 2013

Deželna banka Slovenije d. d.
Management Board